How necessary is insurance anyway? Even at the best of times when you buy insurance it may seem as though you’re betting against yourself. When times are tough, buying something that brings no tangible benefit may seem like a complete waste of money. This...

When you decide to retire, or perhaps your business closes down operations, you’re free from premiums to ensure your business, right?  Well, that may not be the case… Photo: David Erickson The “What Ifs?” Can be Haunting Your typical commercial...

Photo: Al Foeldi The act of going into business is evidence of a desire for success. Success means many things to many people. Overall, it implies that a business owner will become capable of promoting a viable product, will generate sufficient income,...

Photo: Jan Severs An Overview of Business Insurance Starting a small business is an inherently risky proposition. You’re risking your own capital as well as the investment capital that came to you in the form of a start-up loan from a bank or...

Photo: Graeme Churchard Australia has one of the best business climates in the world, and new businesses in Australia stand a much better chance of becoming successful than they do almost anyplace else. The operative word in that sentence nonetheless...

Success in business can be attributed to a number of factors, including the ability to focus clearly on the task at hand. Confidence comes from knowing that every idea, procedure and risk has been carefully thought through. A big part of this is having...

You have insurance on your home, car, health and maybe even your life but what about your income?   Income insurance has gained in popularity in recent years and serves as a safeguard for you and your family if you lose your job.  No matter how covered...

The act of going into business is evidence of a desire for success. Success means many things to many people. Overall, it implies that a business owner will become capable of promoting a viable product, will generate sufficient income, be able to cover...